James Whitfield
Financial Analyst · CFA Level II candidate
London, UK·james.whitfield@example.com·+44 7700 900456·linkedin.com/in/jameswhitfield
Summary
Financial analyst with 4 years in corporate banking and FP&A. Builds models that credit committees and leadership trust, explains the numbers behind every recommendation, and automates the reporting that used to eat whole weeks. Holds First Class Honours from LSE.
Experience
Thames Commercial BankLondon
Financial Analyst, Corporate BankingJan 2022 – Present
- Built credit models for 45 corporate clients with £240M total exposure, reducing approval time from 3 weeks to 10 days.
- Rebuilt the monthly budget variance model, catching £4.8M of cost overruns early.
- Presented quarterly portfolio reviews to the credit committee and executive board.
- Modelled the portfolio under 3 interest-rate stress scenarios ahead of the annual regulatory review.
- Automated covenant monitoring in Python, flagging breaches 2 weeks sooner.
- Built a sector risk heatmap used by relationship managers in 40 client reviews.
- Reviewed 60 annual client financial statements and summarised risks for relationship managers.
Hartwell FoodsManchester
FP&A AnalystJul 2020 – Dec 2021
- Automated the rolling forecast in Excel and Power BI, saving 3 days each month-end.
- Modelled pricing scenarios that guided a 5% price increase with no volume loss.
- Prepared the annual budget for 4 business units totalling £180M in revenue.
- Partnered with operations to cut logistics costs 6% through route analysis.
- Built a working-capital dashboard that freed £2.1M of cash by shortening payment terms.
- Trained 6 business partners to use the forecasting model on their own.
Sterling & Co. Chartered AccountantsLondon
Audit InternJun 2019 – Aug 2019
- Tested revenue and payroll controls for 3 mid-size clients.
- Reconciled 500 transactions and documented findings for the audit manager.
- Drafted sections of the management letter on inventory controls.
- Analysed fixed-asset registers and flagged 12 depreciation errors.
- Prepared audit working papers reviewed and approved by the senior manager.
Education
B.Sc., Accounting & Finance · GPA First Class Honours
London School of Economics2017 – 2020
Skills
Finance: Financial modelling, Credit analysis, Valuation, FP&A, Stress testing
Tools: Excel, Power BI, SQL, Python, Bloomberg
Certifications
CFA Level I · CFA InstituteAug 2022